Terms of Service

To use core features of the Service, you must connect one or more brokerage accounts by providing Centage with the credentials or access tokens required by the applicable broker (including, as applicable, your broker login email, server, trading environment, and API access tokens). By providing these credentials, you authorize Centage to access your broker account solely for the purpose of retrieving your trading data and, where you have enabled Execute Mode, executing automated trade actions on your behalf.

Centage accesses only the data and functionality within your own broker account that is necessary to provide the Service. Centage does not transfer funds, withdraw money, or modify account settings beyond the trade actions expressly authorized by rules you configure within the Service.

Centage is not affiliated with, endorsed by, sponsored by, or in a partnership with any broker unless explicitly stated in writing on the Centage website. The names, logos, and trademarks of any brokers displayed within the Service are the property of their respective owners. Centage's ability to connect with any particular broker is subject to that broker's API availability and terms of service.

You are solely responsible for ensuring that your use of Centage, including your connection of broker accounts and your use of Execute Mode automation, complies with your broker's own terms of service, user agreements, and applicable regulations. Centage makes no representation that the use of the Service is permitted under any particular broker's terms.

Centage is not liable for: (a) any actions taken or not taken by a broker on your account; (b) broker outages, downtime, or API unavailability; (c) changes by a broker to its API, authentication methods, or data formats; (d) trade execution failures, delays, or errors occurring on the broker's systems; or (e) any loss resulting from a broker's decisions regarding your account. Centage is a software intermediary and does not operate as a broker, dealer, or financial institution.

Centage may add or remove supported broker integrations at any time. When new broker integrations are added, these Terms apply in full to those integrations without further notice.

Execute Mode is an optional feature within the Service that allows you to configure rules that, when triggered by market conditions or account metrics, automatically execute one or more of the following actions on your connected broker account:

• Move stop-loss orders on open positions.
• Partially close open positions.
• Trigger a kill switch that closes all open trades on the connected account.
• Any other trade management actions made available through the Service in the future.

These actions are executed on any broker account you have connected to the Service for which Execute Mode is enabled. As Centage adds support for additional brokers, Execute Mode may be available across all supported broker integrations.

Execute Mode acts on rules that you, the User, create and configure. You are solely and entirely responsible for:

• The rules you create, including their logic, trigger conditions, and parameters.
• All trade actions taken by Execute Mode as a result of your configured rules.
• All trading outcomes, financial results, and consequences arising from automated execution.
• Monitoring Execute Mode rules and disabling or modifying them as needed.

Centage is a software automation tool only. Centage is not a registered investment adviser, broker-dealer, commodity trading adviser, or financial institution of any kind. Nothing within the Service — including Execute Mode, performance analytics, trade summaries, AI-generated coaching, benchmarks, or any other feature — constitutes financial advice, investment advice, trading advice, tax advice, or a recommendation to buy or sell any security, financial instrument, contract for difference, futures contract, or any other financial product.

You understand that trading involves substantial risk of loss, and that automated execution does not reduce or eliminate that risk. Past performance data displayed within the Service does not guarantee future results.

By enabling Execute Mode, you expressly acknowledge and agree that:

• You have read and understood Section 5 of these Terms in full.
• You are using Execute Mode entirely at your own risk.
• Centage bears no responsibility for any financial loss, missed trade opportunity, margin call, account drawdown, rule violation, prop firm account breach, or any other consequence resulting from automated execution.
• Technical failures, latency, broker API outages, or network interruptions may cause rules to fail to execute, execute incorrectly, or execute late, and Centage is not liable for any such failures.

Centage offers the following subscription tiers:

• Free Plan: Access to core dashboard features with trade history limited to the prior 30 days.
• Pro Plan: $24.00 per month. Access to all Pro features, including unlimited trade history access.
• Elite Plan: $39.00 per month. Access to all Elite features, including unlimited trade history access and all premium features.

A complete description of features included in each plan is available on the Centage website and within the Service. Centage reserves the right to modify plan features, with or without changing price, provided that material changes are communicated to existing subscribers with at least 30 days' advance notice.

Paid subscriptions are billed on a monthly basis. Payment processing is handled by Stripe, a third-party payment processor. By subscribing to a paid plan, you authorize Centage and Stripe to charge your payment method on a recurring monthly basis until your subscription is cancelled.

Centage does not store your full payment card number, CVV, or bank account details. All payment data is processed and stored by Stripe in accordance with Stripe's terms and privacy policy.

Centage may offer free trial periods from time to time. If a free trial is offered, the specific terms and duration will be disclosed at the time of the offer. Unless you cancel before the end of the free trial period, your subscription will automatically convert to a paid subscription and your payment method will be charged.

You may cancel your subscription at any time through your account settings or by contacting info@centagetrading.com. Upon cancellation, your access to paid plan features will continue until the end of your current billing period. Centage does not prorate or refund charges for partial billing periods.

All charges are non-refundable except as required by applicable law. There are no refunds or credits for partial months of service, unused features, or account downgrades. If you believe a charge was made in error, contact info@centagetrading.com within 30 days of the charge.

Centage reserves the right to change subscription prices with at least 30 days' advance notice to existing subscribers via email. Your continued use of the Service after the effective date of a price change constitutes your acceptance of the new price.

Free plan users may access trade history for the prior 30 days through the Service interface. Pro and Elite plan users may access unlimited trade history through the Service interface. Regardless of your subscription tier, Centage retains all historical trading data on its servers in accordance with its data retention practices described in the Privacy Policy.

By using the Service, you provide or authorize Centage to collect the following categories of data:

• Account credentials (email address and hashed password).
• Broker credentials and access tokens necessary to connect your broker account.
• Trading data pulled from your connected broker accounts, including trade history, open positions, account balance, equity, margin, and P&L.
• Journal entries, trade notes, tags, ratings, intentions, and custom rule configurations you create within the Service.
• Push notification tokens for trade alerts.
• Discipline scores, challenge progress, and accountability partner connection data.

You retain ownership of your personally identifiable trading data. Centage does not claim ownership of data that can be traced back to you individually. However, by using the Service, you grant Centage a limited license to store, process, display, and transmit your personal data as necessary to provide the Service.

THIS SECTION IS IMPORTANT. PLEASE READ IT CAREFULLY AS IT DESCRIBES THE RIGHTS CENTAGE RETAINS OVER DATA DERIVED FROM YOUR USE OF THE SERVICE.

By using the Service, you grant Centage a perpetual, irrevocable, worldwide, royalty-free license to use, process, analyze, aggregate, and anonymize data derived from your use of the Service — including your trading data, behavioral data, performance metrics, and any other data collected through the Service — for the following purposes:

• Product research, development, and improvement of the Service and related Centage products.
• Generating platform-wide benchmarks and anonymized performance statistics that may be displayed within the Service to allow users to compare their own performance to aggregated platform averages.
• Training, fine-tuning, validating, and operating internal artificial intelligence (AI) and machine learning (ML) models, including but not limited to models that power features such as personalized coaching, pattern recognition, trade analysis, risk assessment, and predictive analytics.
• Licensing or selling anonymized, aggregated trading insights and datasets to third parties, including but not limited to proprietary trading firms, financial data companies, quantitative research institutions, and technology companies. Only data from which all personally identifiable information has been fully removed will be shared or sold in this manner.

The license described in this Section survives account termination and deletion. You understand and agree that data that has been rendered anonymous and aggregated — such that it cannot reasonably be used to identify you as an individual — is not “personal data” for the purposes of these Terms and may be retained and used by Centage indefinitely.

Centage does not sell, rent, share, or disclose your personally identifiable information to third parties for their own marketing or commercial purposes. Any data licensed or sold to third parties under Section 8.3 is anonymized and aggregated and does not include your name, email address, broker credentials, account identifiers, or any other information that could identify you as an individual.

Centage reserves the right to introduce AI-powered features, including but not limited to personalized trade coaching, pattern recognition, performance benchmarking, and predictive analytics. These features may be powered by models that have been trained in part on anonymized, aggregated data derived from the collective activity of Centage users, including your activity. By accepting these Terms, you consent to your anonymized, aggregated data being used for this purpose.

The Service and all of its contents, features, and functionality — including but not limited to software, source code, algorithms, design, user interface, graphics, text, logos, trademarks, and compilations — are owned by Centage Trading LLC and are protected by United States copyright, trademark, trade secret, patent, and other intellectual property laws. These Terms do not transfer any intellectual property rights to you.

Subject to your compliance with these Terms, Centage grants you a limited, non-exclusive, non- transferable, revocable license to access and use the Service for your personal, non-commercial trading purposes. This license does not include the right to: (a) sublicense or transfer the Service; (b) reproduce, modify, or create derivative works; (c) reverse engineer, decompile, or disassemble any part of the Service; or (d) commercially exploit the Service or any of its content.

If you submit feedback, suggestions, or ideas to Centage regarding the Service, you grant Centage a perpetual, irrevocable, royalty-free license to use such feedback for any purpose without obligation or compensation to you.

You may terminate your account at any time by contacting Centage at info@centagetrading.com or using the account deletion feature within the Service. Termination does not entitle you to a refund of any prepaid subscription fees.

Centage reserves the right to suspend or terminate your account, with or without notice, for any of the following reasons:

• Violation of these Terms or any applicable law.
• Suspected fraudulent, abusive, or harmful activity.
• Non-payment of subscription fees.
• Any reason Centage deems necessary to protect the security, integrity, or interests of the Service or its users.

Upon termination for any reason: (a) your right to access and use the Service immediately ceases; (b) Centage may delete your account and personal data in accordance with the Privacy Policy; and (c) all provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 8, 11, 16, 17, 18, 20, 21, and 22.

Before initiating any formal dispute proceeding, you agree to first contact Centage in writing at info@centagetrading.com to describe the nature of the dispute and the relief sought. Centage will attempt to resolve the dispute informally within 30 days of receipt of your notice. If the dispute is not resolved within that 30-day period, either party may proceed to arbitration as described below.

Except as set forth in Section 20.4, any dispute, claim, or controversy arising out of or relating to these Terms, the Service, or your relationship with Centage — including claims under contract, tort, statute, or equity — shall be resolved by binding individual arbitration administered by the American Arbitration Association (“AAA”) under the AAA Consumer Arbitration Rules in effect at the time the arbitration is filed, as modified by these Terms.

The arbitration shall be conducted in Texas unless the parties agree otherwise in writing. The arbitrator shall apply the substantive law of the State of Texas, without regard to its conflict-of- laws principles. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

YOU AND CENTAGE EACH AGREE THAT ANY PROCEEDING TO RESOLVE A DISPUTE WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST CENTAGE.

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes within the court's jurisdictional limits, and either party may seek emergency injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights, unauthorized access to the Service, or other imminent irreparable harm.

Arbitration fees and costs shall be allocated in accordance with the AAA Consumer Arbitration Rules. Centage will pay AAA filing and administrative fees for claims under $10,000, unless the arbitrator finds the claim to be frivolous or brought in bad faith.

These Terms, together with the Privacy Policy and any additional terms incorporated by reference, constitute the entire agreement between you and Centage with respect to the Service and supersede all prior or contemporaneous agreements, representations, or understandings.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

Centage's failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

You may not assign or transfer your rights or obligations under these Terms without Centage's prior written consent. Centage may freely assign these Terms, including in connection with a merger, acquisition, or sale of assets.

These Terms do not create any third-party beneficiary rights.

Centage is not liable for any failure to perform its obligations under these Terms due to causes beyond its reasonable control, including natural disasters, acts of government, network outages, third-party service failures, cyberattacks, or other events of force majeure.